How much does it cost to build a payment portal app?

Standard price for a payment portal app: $37,500

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What is a payment portal app?

A payment portal application is a web or mobile application that enables users to make payments for products and services. Payment portal apps typically include interfaces for generating payment requests, viewing transaction histories, accessing customer support resources, and configuring accounts.

Payment portal apps are similar to other business-to-business apps like accounting apps, human resource apps, sales force automation apps, and expense tracking apps. Some of the most popular payment portal applications include Intuit QuickBooks Payments and Square Payroll.

Here are some recent payment portal app examples built with Xperts:

  • A payment portal for landlords.

  • An app that will manage payment, booking, availability, and events for a 5,500 acre land trust in Iowa. The area is large and there are a ton of activities available, including hiking/equestrian/mountain biking trails, a campground, venues for weddings/birthdays/ etc.

What is the typical cost to build a payment portal app?

A payment portal app usually costs $37,500 to build. However, the total cost can be as low as $25,000 or as high as $50,000. A payment portal app with a low number of features (also known as a "minimum viable product", or MVP) will be more affordable than an app that includes all intended functionality.

For example, here are some recent payment portal app price quotes from Xperts:

  • $17,500

  • $32,500

Here are some considerations that may impact the cost of a app:

How long does it take to build a payment portal app?

A payment portal app usually takes 333 hours to build. However, a payment portal app can be built in as few as 200 hours, or in as many as 600 hours. The exact timeline mostly depends on how complicated your app is. As a general rule, it will take longer if you require highly custom designs, niche features, or non-standard release platforms.

For example, the most recent payment portal apps built with Xperts received the following hourly estimates:

  • 233

  • 433

How to successfully grow your payment portal application

A payment portal app can grow its user base by the same strategies that a social network or ridesharing app uses: by showing users how to leverage the platform to make their lives easier, and by providing incentives to do so. Payment portal apps are often designed to work with specific hardware devices, which means that they can be used as a form of direct marketing for the device manufacturer. If a payment portal is integrated with other apps or services, then these integrations can help it capture new users.

Risks and challenges of building a payment portal application

A payment portal, such as a mobile payments app, faces legal, reputational and operational risks related to the security of financial information and compliance with governmental AML/KYC requirements. It is recommended that you consult with your legal counsel to ensure that the payment mechanisms you provide are in full compliance with applicable laws and regulations. You may also wish to consider leveraging existing payment processing APIs for this purpose.

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